1. Add up all of your debt
2. Identify where your money is going
3. Determine if you are actually making enough money
4. Identify your bad attitudes and habits
5. Be brutally honest about where you can cut back and stick to your budget
6. Pay down your bad debt
7. Build up an emergency savings
8. Invest wisely
9. Teach your children how to handle money, and stop the debt cycle

Goal
10 Inspiring Happiness Quotes by Nelson Mandela
“Do not judge me by my successes, judge me by how many times I fell down and got back up again.” “I am fundamentally an