1. Add up all of your debt
2. Identify where your money is going
3. Determine if you are actually making enough money
4. Identify your bad attitudes and habits
5. Be brutally honest about where you can cut back and stick to your budget
6. Pay down your bad debt
7. Build up an emergency savings
8. Invest wisely
9. Teach your children how to handle money, and stop the debt cycle
Dur
AR DUR Kartan I am a professional coach, a communication and culture advisor and a conceptual artist. Embracing a portfolio career, I have cultivated a